The money manager you never have to fill in.
PocketIQ keeps a proper double-entry record of every rupee — accounts, cards, loans and investments — so your balances and net worth always add up. Soon it will read your bank SMS, emails and statements for you.
What's in the preview
Working in the current test build.
Double-entry ledger
Every entry moves money from one account to another. A card bill is a transfer, so it's never counted as spending twice.
Accounts & net worth
Bank, cash, wallets, investments, FDs, cards and loans — what you own minus what you owe.
Recurring entries
Rent, EMIs, SIPs and subscriptions add themselves on time, daily to yearly.
Budgets
Monthly limits per category that turn orange at 80% and red at 100%.
CSV export
Send this month or your whole history to Excel or Google Sheets.
App lock
Fingerprint, Face ID or phone PIN. Your data stays on your phone.
Coming next
Rough plan; timings are estimates.
Core ledger
- Everything above
- Email forwarding
- Statement upload
Smart + web
- AI chat and voice logging (Hindi/English)
- Multi-currency
- Web / PC manager
- PDF and Excel export
Auto-capture
- Bank SMS reading (Android)
- WhatsApp receipts
- Receipt scan
- Family mode, split bills